What BMI actually measures

BMI (Body Mass Index) is a quick calculation:

BMI = weight / height²

It places people into broad categories such as underweight, normal weight, overweight and obese. It works for large populations, but it is not very accurate for individual body composition.

What BMI does not measure

  • fat percentage
  • muscle mass
  • fat distribution
  • water retention
  • bone density

This is why athletes and muscular people often appear “overweight” on BMI charts.

What body fat index measures

Body fat index (used by this website) estimates the percentage of your weight that comes from fat. It uses the US Navy tape method:

  • Neck
  • Waist at navel
  • Hips (women)
  • Height

This makes it much more specific than BMI.

What body fat index reveals

  • a clearer picture of fat vs muscle
  • differences between genders
  • changes over time
  • more useful long-term tracking

Main differences at a glance

Feature BMI Body Fat Index
What it measures Height-to-weight Actual fat percentage
Considers muscle No Indirectly yes
Gender differences No Yes
Accuracy for individuals Low Higher
Good for tracking changes Not really Yes

When numbers disagree

1. Muscular people

BMI: “overweight” Body fat index: healthy

2. Low muscle mass

BMI: normal Body fat index: high

3. Same height and weight but different bodies

BMI: identical Body fat index: very different

Which one should you use?

If you want a quick category → BMI

If you want real body composition → Body fat index

If your goal is tracking → Body fat index is much more useful

Takeaway

BMI is simple but limited. Body fat index is a better reflection of actual body composition. Neither method is medical advice, but body fat index gives a clearer picture of meaningful changes over time.